Home > Terms Of Use, Notifications, Disclaimers & Privacy Policy
 


PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEB SITE.

This Web Page, and any and all other web pages and content herein on this Web Site, details the terms of a legal agreement (the "Terms of Use") between you and Guardian Trust Company (Asia) Ltd. (hereinafter referred to as ‘GTCA’) and/or Guardian Trust Company Ltd. (hereinafter referred to as ‘GTC’) (both hereinafter referred to jointly and/or separately as ‘GUARDIAN’). By accessing this Web Site, currently located at www.GuardianTrustCompany.com.hk. (hereinafter referred to as the ‘WEB SITE’), you acknowledge that you have read and understand, in its entirety, the Terms of Use and/or the Notices and/or Disclaimers and/or the Privacy Policy of the WEB SITE (hereinafter referred to as the (‘TERMS OF USE’) and, having read and understood the TERMS OF USE, you voluntarily and irrevocably agree to be bound by the TERMS OF USE. You also agree to comply with all laws and regulations applicable to the use of this WEB SITE, the use of the Internet, and to the activities involved in using this WEB SITE. If you do not agree with these TERMS OF USE, then do not use or access this WEB SITE as you are not authorized and granted permission to do so.  

Use of WEB SITE

You will not in connection with your use of this WEB SITE: (a) violate any applicable local, state, national or international law, statute, ordinance, rule or regulation, including without limitation those relating to competition or antitrust; (b) interfere with, sabotage, steal from, hack or disrupt the computer networks or WEB SITE of GUARDIAN or any of its affiliates or attempt to do so; (c) forge headers or in any manner manipulate identifiers in order to disguise the origin of any information; (d) upload, post, transmit, publish, or distribute any material that infringes, violates, breaches or otherwise contravenes the rights of GUARDIAN or any of its affiliates or any third party, including any copyright, trademark, service mark, patent, intellectual property, rights of privacy or publicity or any other proprietary right; (e) interfere with, block or disrupt the use of the WEB SITE by any other user; (f) use or attempt to use the WEB SITE or any information in any manner not permitted or in such a manner as to gain unauthorized entry or access to the computer systems of any other person or entity; or (g) upload, post, transmit, publish or distribute any material or information that constitutes, aids and abets or encourages conduct that would constitute a criminal offense, give rise to other liability, or otherwise violate any applicable law.


Laws and Regulations

User access to and use of this WEB SITE is subject to all applicable international, federal, state and local laws and regulations. 


Privacy Policy

This WEB SITE does not collect personally identifiable information, unless you knowingly provide it.

Here is how GUARDIAN handles information about your visit to this WEB SITE: 

1) Information Collected and Stored Automatically:

If all you do during your visit is browse through the WEB SITE, read pages, or download information, the only information gathered and stored about your visit is the following information:

  • The Internet domain (for example, aol.com or xyzcompany.com) from which you access the Internet;
  • The IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web) from which you access this WEB SITE;
  • The type of browser and operating system and connection speed used to access the WEB SITE; 
  • The date and time and for how long you access or use the WEB SITE; 
  • The pages of the WEB SITE you visit;
     
  • Any personal or business information you provide or disclose in any communication you make to GUARDIAN or to any other person, party or entity, using the WEB SITE; and
  • If you linked to this WEB SITE from another Web site, the address of that other Web site. 

This information is used for or may be used for site management purposes and/or to review and respond/reply to any communication or inquiry you make to GUARDIAN and/or to learn about areas of the site that are of the most and least interest, the number of visitors to the site, and the types of technology visitors use. We do not track or record any private information or personal information about you and your visit, unless you knowingly provide it.


If You Send Personal and/or Business Information

If you choose to provide us with personal information, private information and/or business information, such as if you send us an e-mail with any such information or communications, or we collect and store your e-mail address and the content of your communication in order to consider and, as appropriate, reply to your communication, that information and/or communications shall be deemed to be sent irrevocably and shall be held in the possession of GUARDIAN in perpetuity and may not be returned.  We do not sell, distribute, or share your e-mail address or personal or business information with any other person, party or entities not affiliated with GUARDIAN or not consented to or authorized by you.


Intellectual Property / Restrictions

The content, materials, data, and other information used and displayed on the WEB SITE, including but not limited to publications, information, data, text, software, graphics, illustrations and artwork, and names, logos, trademarks, service marks, copy rights and all other materials (hereinafter referred to collectively as the ‘INFORMATION’) are the property of Gary A. Ferraro and/or GUARDIAN and/or its licensors and are protected by copyright, trademark and other laws. ALL RIGHTS ARE STRICTLY RESERVED. In addition to Gary A. Ferraro, GUARDIAN, and its licensors' and suppliers' may have or do have rights in individual elements of the content with the WEB SITE, and GUARDIAN owns a copyright in the selection, coordination, arrangement and enhancement of such content. The WEB SITE contains Information that is highly proprietary in nature and copying, transfer or use may cause Gary A. Ferraro, GUARDIAN and/or its affiliates, agents, information providers, and licensors irreparable injury that cannot be adequately compensated for by means of monetary damages.

You acknowledge that you are expressly prohibited from distributing, transferring, sub-licensing, renting, lending, transmitting, selling, re-circulating, assigning, leasing, reselling, publishing or otherwise distributing, transferring, copying or making available all or any portion of the INFORMATION, by whatever means to any other person, party or entity.


NOTICES AND DISCLAIMERS

The material contained herein in this WEB SITE or any document therein is not intended to be or act as either: 1) a solicitation for business, investments, or investing; or 2) legal or tax or accounting or investment advice or counsel; nor is it designed to address specific situations and needs of any person, party or entity.  It is solely for informational and educational purposes. The material inside this WEB SITE or any document therein is regularly updated and/or amended in whole or in part, and whole sections of the WEB SITE or document may be discarded from time to time or replaced. GARY A. FERRARO and/or GUARDIAN and/or the WEALTH MANAGEMENT INSTITUTE and/or any other related and affiliated companies of the foregoing (hereinafter referred to also as the ‘AUTHOR’) does not condone or endorse the use of any investment, planning strategy or methodology that is not in complete conformance with the laws and /or regulations which may apply in any circumstance to any person, party or entity.

GLOBAL INVESTING SECRETS™ and/or GLOBAL INVESTING TODAY™ and/or GLOBAL INVESTING DISPATCH™ is/are a collection of authoritative newsletters, reference materials, audio/visual materials and guidebooks written on the subjects of global investing, global banking and wealth management. These newsletters, reference materials, audio/visual materials and guidebooks have been designed for and were written to provide authoritative and accurate information in regards to the subject matter covered. The information contained therein has been obtained from sources and qualified professionals deemed by us to be reliable and accurate and is presented and furnished therein on reliance that said sources and said professionals and said information is reliable, accurate and factual. No warranty or representations, either expressed or implied orally and/or in writing is made as to the completeness or accuracy of such information or sources. The reader should also be advised that the laws and requirements pertaining to these subject matters discussed may, can and do change, sometimes with retroactive effect. The newsletters, reference materials, audio/visual materials and guidebooks included therein were prepared and selected by the AUTHOR, and are being distributed by the AUTHOR, to you for your use and reference based on our belief that these reference materials and guidebooks represent the best, most authoritative, comprehensive and most practical materials and information written on the subject matter covered. All information offered in these reference materials and guidebooks is for information purposes only. The reader is hereby advised to seek and use competent advisors, legal counsel, accounting and other supporting professional services before implementing and using any of the financial centers, tax havens, banking, investment and/or strategies discussed, referenced or presented therein.

GUARDIAN and/or the AUTHOR, does not advocate or condone the abuse and/or violation of any laws or requirements of any country where such laws and requirements are applicable. GUARDIAN and/or the AUTHOR, specifically disclaims any liability, loss or risk, whether personal, business or otherwise, which may be incurred by the reader or any other person, party or entity, either directly or indirectly, as a result of the use, misuse, application or implementation of any of the information contained herein and/or a client relationship with or investment with GUARDIAN and/or the AUTHOR. The distribution of the material/information contained herein may be restricted by law in certain countries and jurisdictions. Nothing contained herein should be regarded or considered as an offer or solicitation to sell and/or purchase investments and/or securities of any kind or nature in any country or jurisdiction in which such offer or solicitation is not lawful or in which the person, party or entity making such offer or solicitation is not qualified and/or licensed by applicable law to do so, or to any person, party or entity to whom it is unlawful to make such offer or solicitation.

Disclaimers and Limitations on Liability

Neither Gary A. Ferraro, GUARDIAN, its affiliates nor any data provider or other person, party or entity makes any warranty, express or implied, as to results to be attained by any user of the WEB SITE, nor any subscriber or others from the use of the WEB SITE, and there are no express or implied warranties of condition of quality or any express or implied warranty of title, non-infringement, merchantability or fitness for a particular purpose or use. By use of this WEB SITE, you acknowledge that you have not relied upon any warranty, guaranty or representation made by Gary A. Ferraro, GUARDIAN, or any other person, party or entity.

Neither Gary A.Ferraro, GUARDIAN, its affiliates, nor any other person, party or entity will in any way be liable to the user of this WEB SITE or any client of such user for any inaccuracies, errors or omissions, or damages of any kind or nature (whether financial or otherwise) regardless of cause, in the data, services or any other information or the INFORMATION available on this WEB SITE or for any damages (whether direct or indirect) resulting there from. Under no circumstances will Gary A. Ferraro or GUARDIAN be liable for any indirect, incidental, special, consequential or lost profits or damages with respect to the use of this WEB SITE or the information available herein, regardless of whether such damages could have been foreseen or prevented.

Links

GUARDIAN may provide links to other web sites. Such web sites may or may not be and are normally not under the control of GUARDIAN and GUARDIAN has no liability or responsibility and makes no representations whatsoever concerning the content of those web sites or how you use those websites. These TERMS OF USE govern only our own WEB SITE. Unless we expressly state otherwise, the fact that GUARDIAN has provided a link to a web site is not and should not be considered to be an endorsement, authorization, sponsorship, or affiliation with respect to such web site, its owners, or its providers.

Jurisdiction and Governing Law

Your access to and use of this WEB SITE are governed by and will be construed in accordance with laws of the Special Administrative Region of Hong Kong, China, without regard to the principles of conflicts of laws of other jurisdictions.  GUARDIAN makes no representation that the content in this WEB SITE is appropriate for access outside of Hong Kong. If you choose to access this WEB SITE from outside Hong Kong, you do so on your own initiative and are responsible for compliance with any and all applicable local or international laws that pertain to you.

Changes in Terms of Use

GUARDIAN reserves the right to change any or all of these TERMS OF USE or the content of the WEB SITE at any time, for any reason or without reason. Your use of this WEB SITE following any change in the TERMS OF USE will constitute your agreement to be bound by the new Terms of Use, as changed or as applicable.

Intellectual Property, Copyright, Trademark, Service Mark, Phonographic and other Proprietary Rights

The name and lion logo for Guardian Trust Company Ltd. and Guardian Trust Company (Asia) Ltd. is/are Copyright and Trademark by Guardian Trust Company, Ltd. and Guardian Trust Company (Asia) Ltd. 1997-2007.

The name, slogan, words and logo “Life Demands Results… So Should Your Investments ™ is/are Copyright, Service Mark and Trademark by Guardian Trust Company, Ltd. and Guardian Trust Company (Asia) Ltd. 2005-2007.

The names and titles, GLOBAL INVESTING SECRETS™, GLOBAL INVESTING TODAY™ and GLOBAL INVESTING DISPATCH™, GLOBAL INVESTING SUMMIT™ is/are Copyright and Trademark KREDIT PRIVEE FINANCIAL GROUP, LLC, 2005-2007 and/or assigns.


All Rights are Strictly Reserved.